Yes, LaterPay is secure. LaterPay U.S. is a U.S. company and your data is stored on servers in the U.S. In addition, LaterPay separates the purchase process from the payment process, thereby preventing merchants with whom you have made a purchase from having direct access to your data. LaterPay only stores personal data that is required by our payment service provider for legal reasons. As a payment service, we collect this data at the time of registration, as we are obliged to know from whom we accept money as a means of protection against money laundering. Furthermore, we will need your billing address, the last four digits of the credit card used to make a purchase and details of the purchased item. After expiry of the statutory retention period, we will delete this data irretrievably.